On April 8, 2026, Xinguodu announced its important layout in cross-border payment business and digital RMB business when answering questions from investors on the interactive platform.

In terms of cross-border payment business layout, Xinguodu has established a cross-border business group, which is responsible for the development of cross-border payment and global acquiring business.
At present, the company has obtained the Luxembourg PI license, Hong Kong MSO license, and US MSB license, which enables the company to have the license conditions to carry out cross-border payment and global acquiring business at the same time.
Its cross-border payment brand PayKKa has launched a series of payment service products, including B2B cross-border trade collection, B2C cross-border e-commerce collection, global acquiring, etc.
The brand supports the collection business of 10+ global mainstream currencies and the acquiring business of 150+ global currencies. It can provide one-stop cross-border payment solutions for overseas enterprises and effectively solve the problems of customer funds in collection, payment, settlement, remittance and management.
With the development of global economic integration, the demand for cross-border payment market continues to grow.
Xinguodu’s move is undoubtedly in compliance with market trends and actively seizes the cross-border payment market share.
By establishing a cross-border business group and integrating resources, we can conduct business more efficiently and provide customers with better services.
The relevant licenses obtained also provide a strong guarantee for the company’s development in the international market.

In terms of digital RMB business, Xinguodu has also made significant progress.
The company’s payment hardware products have fully supported digital renminbi acceptance functions, and it has actively promoted cooperation with banking institutions in digital renminbi operational activities and technical services.
The company can provide services such as the transformation of client acceptance terminals and the implementation of digital RMB acceptance scenarios.
For digital renminbi acceptance scenarios, the company can provide digital renminbi acceptance solutions in a variety of scenarios, such as aggregation of payment code tags, digital currency collection code tags, POS scanning digital currency payment codes, etc.
As an emerging payment method, digital RMB has many advantages such as convenience and security.
Xinguodu is actively deploying digital RMB business, which can not only meet the market’s demand for new payment methods, but also enhance its competitiveness in the payment field.
Through cooperation with banking institutions, we can better promote the popularity and application of digital renminbi and bring a more convenient payment experience to consumers and merchants.
Xinguodu stated that it will continue to focus on its main business, steadily promote overseas market expansion, and strive to enhance the market competitiveness of its core business.
For relevant business advantages and market prospects, please refer to the periodic reports disclosed by the company.
In the future, Xinguodu is expected to achieve greater breakthroughs in the fields of cross-border payments and digital RMB business, providing strong support for Chinese products to go global.