In 2026, in order to promote the development of foreign trade enterprises, a series of export credit insurance policies were introduced.
These policies aim to provide comprehensive support for foreign trade companies and agricultural product export companies, and help companies better cope with risks in overseas markets.
Enjoying entities include foreign trade companies and agricultural product export companies.
The specific content of the policy is rich and diverse, providing a strong guarantee for enterprises.
First of all, support small, medium and micro foreign trade enterprises in obtaining basic credit insurance protection.
Small, medium and micro foreign trade enterprises that receive export credit insurance insurance policies through the China International Trade Single Window and other methods can enjoy basic credit insurance protection without paying premiums, truly realizing “one-click insurance, no need to apply”.
This greatly reduces the burden on small, medium and micro enterprises, allowing them to more easily compete in the international market.
Secondly, support foreign trade companies in obtaining comprehensive credit insurance protection.
We will continue to operate and maintain the credit insurance policy undertaking platform and efficiently deliver credit insurance support policies.
For enterprises that purchase non-uniform insurance platform credit insurance policies and import advance payment insurance (including group policy models), 70% of the subsidy will be paid within 15 working days, and the upper limit of support for a single enterprise is 5 million yuan.
This provides financial support for enterprises and enhances their ability to resist risks.
Furthermore, support foreign trade companies in strengthening overseas market analysis.
Enterprises are encouraged to strengthen market research and risk assessment by obtaining overseas buyer analysis, credit investigation reports, bill of lading reports, industry reports and other credit services.
Among them, full support will be given to the credit fees incurred by provincial-level and prefecture-level and municipal-level foreign trade comprehensive service enterprises for service enterprises, and a 70% subsidy will be given to the credit fees incurred by foreign trade enterprises.
This helps companies better understand overseas markets and make more informed decisions.
In addition, support the joint domestic trade insurance to promote the integrated development of domestic and foreign trade.
Foreign trade enterprises are encouraged to coordinate the use of export credit insurance and domestic trade insurance, and support enterprises to insure domestic trade insurance for domestic purchases for exports. For those who insure domestic trade insurance, the comprehensive credit insurance support ratio will be increased to 80%. The increased subsidy amount caused by increasing the support ratio shall not exceed the expenses incurred by the upstream domestic purchase of the subject matter of the domestic trade insurance policy for the subject matter of the export credit insurance policy. The total support limit for domestic and foreign trade insurance for a single enterprise is 6 million yuan.
This will help promote the integrated development of domestic and foreign trade and enhance the competitiveness of enterprises.
At the same time, we will strengthen credit insurance for new foreign trade formats and new models.
Expand export credit insurance coverage for new foreign trade formats and models such as market procurement trade, cross-border e-commerce, and barter trade, encourage increased coverage through centralized insurance models, and provide full support for the premiums generated.
This provides guarantee for the emerging foreign trade model and promotes the innovative development of foreign trade.
Finally, agricultural products companies are encouraged to make good use of export credit insurance tools.
For agricultural product export enterprises that obtain comprehensive credit insurance protection, strengthen overseas market analysis, and link domestic trade insurance to promote the integrated development of domestic and foreign trade, the corresponding support proportions will be increased to 80%, 80%, and 90% respectively, and the upper limit of support will remain unchanged.
This reflects special support for agricultural product export companies and helps agricultural product companies expand overseas markets.
The enjoyment period is from January 1, 2026 to December 31, 2026.
The conditions for enjoyment are that the qualifications for carrying out relevant business have been obtained or have been approved or filed in accordance with relevant regulations. In the past three years, there have been no serious violations of laws and regulations in tax payment, labor employment (enterprises need to provide proof of social insurance payment), overseas supervision, foreign exchange business, etc., there are no arrears of funds that should be recovered by the finance department, and there are no other violations of relevant regulations.
The reporting period is also from January 1, 2026 to December 31, 2026.
The way to enjoy it is to implement “enjoy without application” and apply for support funds in accordance with the credit insurance policy and undertake the platform management process.
The introduction of these policies has provided strong support for foreign trade companies and agricultural product export companies, and will help companies develop better in overseas markets.
Enterprises can make full use of these policies to enhance their competitiveness and achieve better development.
