In today’s era of digitalization and intelligence, Shenzhen’s cross-border e-commerce is relying on the powerful power of AI to open a new chapter of ‘large-scale growth’.
Recently, the FundPark International Cross-border E-commerce Industry Conference held in Shenzhen delivered exciting news: AI has become the core engine for the vigorous development of the cross-border e-commerce ecosystem.
Mo Zhaojie, co-founder and executive director of Fengbo International, emphasized at the conference that AI plays a vital role in the core aspects of cross-border e-commerce financing and operations.
It is not only a key factor in promoting high-quality development of the industry, but also gradually narrowing the gap between small and medium-sized sellers and leading companies.
AI is deeply integrating ecological resources such as business flow, capital flow, and logistics, promoting full-link collaboration between e-commerce platforms, payment institutions, and logistics service providers.
Based on this cutting-edge technology, Fengbo International has established in-depth cooperative relationships with mainstream overseas platforms such as Amazon, Walmart, and TikTok to build an efficient and collaborative industrial ecosystem.
Take financing services as an example. Traditional cross-border financing methods rely on offline review, have complex processes and high thresholds, and are difficult to meet the “short-term, frequent and fast” funding needs of small and medium-sized enterprises.
The fourth-generation AI risk control model independently developed and upgraded by Fengbo International uses multi-data modal algorithms to conduct in-depth analysis of massive structured and unstructured data, achieving precise credit granting and dynamic water level adjustment.
Its multi-scenario products such as pure data credit financing and mortgage warehousing financing have significantly improved lending efficiency to minutes or even seconds.
The fastest case takes just 125 seconds to complete the entire process from application to disbursement.
So far, this AI-powered financial service has approved a total of US$7 billion in loans and served more than 33,000 cross-border stores, fully demonstrating the practical value of AI in the field of financial empowerment.
In addition to the financing process, AI’s business-oriented services have also achieved remarkable results.
With the help of AI technology to accurately predict market trends, small and medium-sized enterprises can obtain in-depth analysis and insights into core dimensions such as product selection strategies, market layout, and operational efficiency, thereby possessing prediction and optimization capabilities comparable to those of leading super sellers.
At the same time, AI agent services have significantly improved operational efficiency in tools such as advertising placement and product selection optimization, and comprehensively reduced the digital transformation costs of small and medium-sized enterprises.
In Shenzhen, many smart hardware companies have used AI to realize functional innovations in traditional products, such as sleep monitoring mattresses, AI recording equipment, etc.
These innovative products not only meet the diverse needs of consumers, but also increase the added value of the products, becoming an important direction for the manufacturing industry to upgrade overseas.
Relevant data shows that it is expected that by 2025, Shenzhen’s cross-border e-commerce will leverage AI to achieve ‘large-scale growth’, and online transaction volume is expected to exceed 1 trillion yuan.
After reaching a scale of 900 billion yuan in 2024, it has once again reached a new peak and ranked first in the country for many consecutive years.
With the continuous iterative upgrade of AI technology, more small and medium-sized cross-border enterprises will use this technology to break through growth bottlenecks in the future, promote China’s cross-border e-commerce to achieve a leap from scale expansion to quality improvement, and occupy a more favorable position in global market competition.
