On April 16, Lakala Payment Co., Ltd. (hereinafter referred to as “Lakala”) released its 2025 performance report.
During the reporting period, Lakala achieved operating income of 5.547 billion yuan; net profit attributable to shareholders of the parent company reached 1.171 billion yuan, a year-on-year increase of 233.33%, and net profit attributable to the parent company after excluding non-recurring gains and losses was 301 million yuan.
The report shows that in 2025, Lakala’s payment transaction scale will remain the industry leader, cross-border payment (core shares), foreign card acceptance and other businesses will achieve rapid growth, “payment + SaaS” and AI applications will continue to deepen, and technology service revenue will increase significantly.
Driven by multiple growth drivers, the company’s performance structure has been continuously optimized, and its profit quality and development resilience have been further enhanced.
In 2025, against the background of the recovery of global trade and the accelerated pace of Chinese enterprises’ “going global”, Lakala continues to promote its internationalization strategy, and its cross-border payment (core shares) and foreign card acceptance business have achieved rapid growth, becoming a bright spot in the company’s business landscape.
In 2025, the company’s cross-border payment (core stock) transaction amount will reach 88.9 billion yuan, a year-on-year increase of 80.69%; the number of service customers will exceed 210,000, a year-on-year increase of 73.99%.
The company has formed a cross-border payment network covering 129 countries and regions around the world, supports localized collection capabilities in multiple currencies, and continues to improve the efficiency of fund settlement for Chinese companies going overseas.
In terms of regional layout, the company has seized the opportunities of RCEP dividends and “One Belt and One Road (Core Stocks)”, based on markets such as Southeast Asia and Africa, and further expanded into American markets such as Brazil and Mexico, improved the global collection network, strengthened multi-currency and localized service capabilities, and gradually built a global payment infrastructure.
At the same time, the foreign card payment acceptance business has experienced explosive growth.
As my country’s inbound tourism market continues to pick up, the number of foreigners visiting China has increased significantly, and the demand for foreign card payment has been rapidly released.
In 2025, the company’s wild card acceptance scale will increase by 117% year-on-year, its active merchants will increase by 43.5%, and its business has covered 300 cities across the country.
The company was the first to launch a foreign card scan code payment solution, supporting Apple Pay users bound to VISA, MasterCard, JCB, and American Express cards to complete payment by scanning the code. It also supports Visa MPQR overseas wallet payment, becoming one of the first domestic acquirers to implement this model.
With its continuous product capabilities and service upgrades, the company has been recognized by many international card organizations, and has won the JCB “Outstanding Foreign Card Acquiring Partner Award”, Mastercard “Best Acquiring Contribution Award” and American Express “Excellent Acquiring Partner Award”.
In addition, with the launch of the digital renminbi (core stock) 2.0 model and the continued development of the multilateral central bank digital currency bridge (mBridge), payment institutions with cross-border and digital currency capabilities will usher in new opportunities.
Lakala said that in the future, it will continue to deepen cooperation with international card organizations, continuously strengthen the three major capabilities of “receipt, payment and remittance” of cross-border payment (core shares), actively seize new opportunities of the digital renminbi (core shares) 2.0 model, explore innovative applications of digital renminbi in the field of cross-border payments, make cross-border payments bigger and stronger, and continuously improve the ability to serve Chinese enterprises that are “going global” in the process of RMB internationalization.
