The automobile industry is a strategic pillar industry of the national economy. As an important automobile industry base in the country, Chongqing’s automobile output will reach 2.788 million units in 2025, returning to the “No. 1 automobile city in China” after many years.
Behind this proud “report card”, in addition to the efforts of Chongqing auto companies to transform into the “new”, it is also inseparable from the silent support of various small and medium-sized parts companies.
In June, in the factory of Chongqing Meilong Auto Parts Co., Ltd., the air was already hot and dry. The person in charge of the company, Ms. Jia, stared at the production line in the workshop at full capacity, frowning.
Her mobile phone kept vibrating, and reminder messages from a well-known automobile group popped up one after another.
“Orders are flying like snow flakes, but production capacity is about to reach its peak.” Ms. Jia sighed, her tone mixed with anxiety.
“This scene is both familiar and unfamiliar. What is familiar is the pressure, what is unfamiliar is the scale. Who would have thought that more than ten years ago, we were still struggling for the first decent order.”
Back in 2015, with her love for auto parts manufacturing and accumulated technical experience, Ms. Jia and her first dozen partners started their entrepreneurial journey in a small rented factory.
“It is said to be a factory, but it is actually a larger workshop.” Ms. Jia recalled the early days of starting her business with emotion in her eyes. “The equipment was ‘IWC’ and the drawings were piled higher than the dining table. We crowded together to polish the finish of an accessory.
Until early in the morning.
At that time, I had a belief: the product must be strong to stand up in the market.”
However, the difficulties of starting a business were beyond Ms. Jia’s imagination. In addition to the lack of funds, technical bottlenecks were also problems that had to be faced.
In 2019, the company faced the most severe challenge – the process stability of a key lightweight component has always failed to meet customer requirements, and the scrap rate remains high.
“Those few months were really stressful.” Ms. Jia recalled: “I told the team that if this tone is released, the factory will be really bad, and it must break this hard nut.”
With this unyielding hard work, the enterprise team worked on key problems day and night, experienced countless failures, and finally achieved a technological breakthrough.
“That day, when qualified products rolled off the assembly line one after another, the workshop was filled with excitement. This was not only the delivery of an order, but also proved our technical strength and made a name for ourselves in the industry.” Ms. Jia said emotionally.
The victory of this tough battle has become a key turning point in the development of the enterprise.
Slowly, the company is on the right track, and the spirit of overcoming difficulties has been integrated into the blood of the company.
What makes the team even more proud is that they have obtained the IATF16949 certification, which represents the highest quality management standard in the automotive industry, which means that the company truly has the ability to operate in a standardized and systematic manner and is qualified to win cooperation opportunities with large and famous manufacturers.
Now, the company has moved into a factory covering an area of 6,000 square meters, with annual revenue exceeding 50 million yuan.
In the field of automotive lightweight parts manufacturing, relying on patented technology and extreme quality control, the company has also become a stable supplier to many well-known OEMs.
It is understood that this manufacturing company, which is hidden in the market, is an “old friend” of ICBC Chongqing Jiangbei Branch.
The bank’s employees have long regarded this place as a “second office”, and every change in the roar of the machine and every new order placed are clearly recorded in the bank’s tracking log.
In the view of ICBC employees, the technological moat and operational resilience of enterprises that can survive stably in the long term and win the favor of central enterprises are the strongest endorsement of credit.
In March 2026, the company was successfully rated as a municipal-level “specialized, special and innovative” small and medium-sized enterprise.
This is a time to ride on the momentum, but behind it is huge pressure, and production expansion and upgrades are imminent.
“If the production line is not upgraded, the yield rate and efficiency will not keep up; if the inventory of raw materials is insufficient, supply and default may be cut off, and the consequences will be disastrous.” Ms. Jia pointed out the problem faced by most specialized new enterprises in their transformation and upgrading – the financing gap.
The company’s plight attracted the attention of ICBC Chongqing Jiangbei Branch.
The bank’s special service team immediately entered the factory and shuttled through the workshop to verify the actual application performance of core patents, evaluate the long-term stability and payment guarantee of orders with major customers, and carefully study every purchase contract and financial statement.
Based on its full understanding and trust of the company’s profound technological accumulation, stable core customer base and qualifications, the bank quickly matched it with a tailor-made “specialized, special and new” loan program.
On April 23, 2026, in just one week, 7 million yuan in credit funds was accurately injected into the company’s account.
As soon as the floodgates of funds were opened, the long-awaited upgrade plan was immediately launched at full speed.
“It’s fine now, new equipment is coming soon, raw materials are fully stocked, and we can deliver the mountain of large orders in front of us on time and with high quality.” Ms. Jia said: “This is an affirmation and support for our persistence in following the technical route and focusing on quality over the years.”
When financial water is accurately drip-fed to the key nodes for the rise of specialized and special enterprises, and when bank services are deeply integrated into the high-quality development of enterprises, finance can be sublimated into the energy that drives industrial upgrading.
In the future, ICBC Chongqing Jiangbei Branch will continue to take root in the real economy, take the initiative to provide proactive services, and deeply integrate into the context of high-quality development of the manufacturing industry, so that financial power can become a solid support for empowering industrial upgrading and consolidating the foundation of manufacturing.
